There are a few things that struck me while meditating on this passage. First of all, it seems that we should not take the parable literal. This will result in some kind of confusion, at least on my part, as the dealing of the Master with the third servant does not seem fair at all if the reading is taken at face value.
Instead, which seems obvious, we can take that the Master represents God. God created us, and knows us, He is very close to us and as such with us. However, here on earth he seems far away, not directly visible, even though he is still the closest to us. And so as in the parable where the man goes on a long journey abroad, far away, and is only coming back 'along time after'. But he does not go away without leaving the servants with specific 'talents'. Here we can take talents as the talents God gives us to do things. He gives us talents in order that we can help Him in bringing other closer to Him, and that is part of our duty as baptized Christians, we use our talents to build up the Kingdom of God.
I think that is one way to look at the parable, and there a many small nuances in the rather long passage. I would encourage you to read over it again, and meditate on it for a while. The Gospel is the living Word of God, it speaks to or heart. The Gospel was the force which made me convert from not believing in God at all to eventually becoming a Dominican brother, giving my whole life to God by being a religious! The Word is a force to be reckoned with, but a very gentle force which whispers quietly in our hearts... so quietly that we can easy forget the power it has to transform us in the real images in which we are made!